Housing Loan Information

Residential Home Loan Regulations (MAS)

First LoanSecond LoanThird Loan
Loan TenureUp to 30 years31-35 yearsUp to 30 years31-35 yearsUp to 30 years31-35 years
AgeAge used to calculate loan tenure, will be based on income-weighted
Up to 65Up to 70-75Up to 70-75Up to 65Up to 70-75Up to 70-75Up to 65Up to 70-75Up to 70-75
Maximum LTV Limit75%55%55%45%25%25%35%15%15%
20% (non-individuals)
Minimum Cash Down-Payment5%10%10%25%25%25%25%25%25%
Guarantors / Co-borrowersAll Co-borrowers must be mortgagors.
Guarantors must be co-borrowers if the latter did not pass the TDSR criteria
Mortgage Servicing RatioN/A
Total Debt Servicing Ratio55%
Stress Test Interest Rate3.5%
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Welcome to The Line@Tanjong Rhu 临涛苑 !
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🌊 The Line@Tanjong Rhu 临涛苑 🌊

Price from $2,2xx PSF ‼️
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🔑 Ready for Occupancy even before completion. Subject to developer approval
🚇 Katong Park MRT (TEL) right at the doorstep
🔁 Single Loading Unit, cross ventilation.
🌪 All units at North-South Orientation, Super windy.
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